Mortgage Services for Everyone.
We tailor our support to meet diverse mortgage needs and financial backgrounds. Whatever you may need, we are always here for you.
“I would honestly recommend Roza to anyone! She was very professional, kind and helpful throughout the entire process of securing my mortgage. I am sure I would not have gotten approved for a mortgage without her.”
- Samantha
Our Area of Expertise
First Time Home Buyers
Mortgages for first-time buyers are loans designed to help individuals purchase their initial home. These mortgages often feature favorable terms, such as lower down payments. We do everything to support new buyers in navigating the home purchasing process.
Mortgage Renewals
Mortgage renewals allow you to extend your mortgage term once your current one expires, often with updated interest rates and terms. This process ensures continued financing for your home, giving you the opportunity to reassess your financial needs and potentially secure better rates.
Mortgage Refinancing
Mortgage refinancing involves replacing your existing mortgage with a new one, often to secure better interest rates, lower monthly payments, or access home equity. This process can help you achieve financial goals by optimizing your mortgage terms to better suit your current needs.
Spousal Buyouts
A spousal buyout is a financial arrangement during a divorce where one spouse purchases the other's share of a jointly-owned property, allowing them to retain full ownership of the home. This process involves refinancing the mortgage to facilitate the buyout and settle property division.
Self Employed Individuals
Mortgages for self-employed individuals cater to those who work for themselves, offering tailored loan options that consider their unique financial circumstances. These mortgages recognize alternative income documentation and provide flexibility to support entrepreneurs and freelancers in achieving their homeownership goals.
Mortgage Pre-Approvals
A mortgage pre-approval is a preliminary evaluation by a lender to determine the loan amount you qualify for. This process provides you with a conditional commitment and a clear budget, making your home search more focused and confident.
Newcomers to Canada
Mortgages for newcomers to Canada are specialized loans designed to assist individuals who have recently immigrated to the country in purchasing a home. These mortgages recognize unique financial circumstances and may offer flexible terms to help new residents establish roots and achieve homeownership in their new country.
Rental Investment Properties
Mortgages for rental investment properties are financing options specifically tailored to individuals seeking to purchase properties with the intention of renting them out for income. These mortgages typically consider potential rental income in addition to the borrower's finances, offering terms suited to the unique dynamics of investment property ownership.
